
What sets Bliss Opal Branch apart:
‣ Structured training program for new advisors
‣ Hands-on coaching and mentorship
‣ Emphasis on proper financial planning, not hard selling
‣ Clear career path within Manulife
‣ Supportive, professional team culture
We believe success comes from discipline, consistency, and guidance.

We teach agents to sell using sustainable income protection concepts instead of “selling investments” which we deem misleading and unethical.
Being true to this model of insurance marketing means that customers are well-protected, satisfied, happy, and more likely to buy more products from the agent in the future. This also guarantees that the careers we build give the agents a comfortable and sustainable income, morally upright standing, and very high self-esteem.

Bottom line, Bliss Opal Branch is NOT an insurance MLM.
Our passion is in training you on the craft of SELLING insurance, and also of growing another stream of income through commissions override.
Not to say we do not support agents recruiting (we do, but agents need experience selling first), our focus is on developing you into an insurance sales and recruitment machine, above all else.

Bliss Opal Branch is not right for everyone.
To succeed, you must possess higher levels of self-responsibility and self-discipline than the average agent.
You MUST be a self-starter. This is NOT a babysitting, micromanaging agency. You truly run your own insurance sales business and are treated as an independent business owner.

Since Bliss Opal Branch integrates selling as well as recruiting for two streams of income instead of one, the agency is able to extend more commission to its agents than the vast majority of its competition.
This means agents are actually paid VERY good commissions relative to most agencies with the ability to grow commission rates with production history.

Bliss Opal Branch concentrates on lead generation strategies to give our agents an advantage, and more sustainable customer prospecting activities which result in top-quality leads, already proven to work.

Whether you want to sell face-to-face, over the phone, or online, Bliss Opal Branch can help!
We have many agents successfully selling in these mediums and can teach you the inner workings of whichever you choose is best suited for your goals.

Bliss Opal Branch founder Branch Managaer, Dr. Raul Coronado knows exactly what it’s like as an agent. He’s been practicing in the industry for more than two decades and knows that the balance between being pro-client and pro-company is crucial.

Most Filipinos work hard, save diligently, and follow conventional advice. Yet they may still struggle financially later in life.
This short eBook explains why that happens, and how to think differently about:
• Income vs. wealth
• Savings vs. protection
• Investments without proper foundations
• Common financial myths that sound correct, but fail in real life
Written in plain language, this book is designed to help readers reframe how they look at money, protection, and long-term security.
At Bliss Opal Branch, we believe that good financial advice starts with clear thinking.
This eBook reflects the same principles we teach our Financial Advisors:
• Needs-based planning
• Long-term sustainability
• Ethical and realistic financial strategies
Whether you are exploring financial literacy or considering a career as a Financial Advisor, this resource provides valuable perspective.
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About Us
Bliss Opal Branch is experienced and committed to doing what is right and fair by our customers, agents, employees and community. As a life insurance branch, we strive to have a positive effect in the areas where we live, work and serve. For more than a century, our affiliate, Manulife Philippines has secured the financial futures of working families, helping them to thrive and grow.
Contact Us
20th Floor, Hanston Square, #17 San Miguel Avenue,
Ortigas Centre, Pasig City, 1605
Metro Manila, Philippines.
Email: [email protected]
© Copyright 2026. Bliss Opal Branch. All rights reserved.