Compensation
"Compensation in Bliss Opal Branch comes via commissions. huge bonuses, and free local & international travels."
Financial Advisors earn through commissions and incentives based on production.
• Up to 35% first-year commission
• Renewal commissions on in-force policies
• Overrides as you build and lead your own team
• Bi-monthly payout cycles (subject to Manulife rules)
Income is performance-based and scalable.
There is no income ceiling.
What are Bliss Opal Branch's agent commission levels and how do they work?
When you sell an insurance policy, the company pays you several days after the policy is approved.
Generally, expect to get paid within a few weeks after the sale.
Semi-monthly commissions are automatically deposited to your bank account.
When you sell an insurance policy, you are paid commissions only for the premium that the customer has paid. No commissions are paid if the policy lapses until it is reinstated.
The good news is that you know exactly how much commissions you’re getting for each commission payout.
All About Commissions
Bliss Opal Branch prides itself on offering strong commission levels to both new and experienced agents, giving even higher commissions to those who can recruit as well.
Generally, agents selling a whole life policy earn 35% commissions on the first-year premiums paid by the client.* Renewals pay in the 2% to 5% range between years 2 through 5.
And for those interested in agency building, we have commission levels up to 20% commission overrides based on production goals.
We are more than happy to clearly explain what the expectations are in hitting these levels on our Career Orientation Preview.
As a financial adviser with Bliss Opal Branch, we promise to do the following for you:
• Release upon request as long as you do not owe chargeback money.
• Fully vested 100% from the first day. You own your own book of business and continue to get paid into the future no matter your long-term working arrangements with Bliss Opal Branch.
• You are paid directly from the insurance company.
READY TO TAKE THE NEXT STEP?
Interested in becoming a Financial Advisor with Manulife Philippines under Bliss Opal Branch?
Book a 35 minute call to discuss the application and onboarding process.
About Us
Bliss Opal Branch is experienced and committed to doing what is right and fair by our customers, agents, employees and community. As a life insurance branch, we strive to have a positive effect in the areas where we live, work and serve. For more than a century, our affiliate, Manulife Philippines has secured the financial futures of working families, helping them to thrive and grow.
Contact Us
20th Floor, Hanston Square, #17 San Miguel Avenue,
Ortigas Centre, Pasig City, 1605
Metro Manila, Philippines.
Email: [email protected]
© Copyright 2026. Bliss Opal Branch. All rights reserved.